For larger items of tackle, Fishing Republic can offer their customers a quick and easy way to spread the cost of their purchases. Whether you need finance on a new rod and reel, carp fishing tackle, or any of the other angling gear you require, we can provide it, with interest free finance (0%APR) available if you spread payments over 12 months or less.

The criteria for applications are:

  • Subject to an affordability assessment
  • Permanent UK resident with 3+ years address history
  • Good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
  • Aged 18+
  • Working at least 16 hours per week
  • Valid debit or credit card and a bank account that accepts direct debits.
  • Students (Working less than 16hrs p/w), Unemployed and single house persons cannot be considered.


We can provide 6, 9 or 12 month terms representative 0% APR interest free, or 24 and 36 month terms at representative 15.9% APR. All you need to pay up front is a minimum 10% deposit, maximum 70% deposit.

Applications from retired individuals are also welcome on receipt of a company or private pension. (50+ year old)

Please note that meeting the criteria does not guarantee acceptance. A range of affordability assessments will be undertaken by Divido Finance upon application. Fishing Republic are a Credit Broker and we broker for the lender Divido Finance exclusively. All applications go through Divido Finance as the lender. Fishing Republic has no influence on the outcome of any applications.

A Buyer who is a consumer has the right to cancel the contract with the Company at any time within 14 days of receiving the Goods if he changes his mind or for any other reason. Where the consumer cancels a contract, any ancillary contract (such as a warranty or credit agreement) is automatically cancelled. Please refer to our Terms and Conditions for more details on your cancellation rights.


Representative Example 1

12 Months Representative 0% APR

Trakker Armo 1 Man Bivvy - £399.99

Total amount of Credit - £360.00

Deposit - £39.99

12 x Monthly Direct Debits of - £30

Total Charge for Credit (0%) - £0.00

Total Amount Payable - £360.00

Representative APR 0%

Length of Agreement 12 Months

Representative Example 2

36 Months Representative 15.9% APR

Middy Shock Core Fusion XK-55 16m Pole Package - £1399.99

Deposit - £139.99

Total Amount of Credit - £1260.00

36 x Monthly Direct Debits of - £43.58

Total Charge for Credit (15.9%) - £308.88

Total Amount Payable - £1568.88

Representative APR 15.9%

Length of Agreement 36 Months


When purchasing through our website and wanting to pay by credit, then please add the desired products to your basket and proceed to ‘checkout’. At the checkout please select the Divido ’Pay by Finance’ option and continue according to the instructions. Completing the Credit Application should take 3-5 minutes.

At the end of the online application you will be required to ‘e-sign’ the documents. Once we have confirmation that you have been approved for finance, you have e-signed the documents and we have taken payment for your deposit then we will release the goods.


If in the unlikely situation that you have a complaint regarding your Credit order then please either contact us through email: or by telephone 0845 301 1172. We aim to deal with all complaints as quickly and with less disruption to the customer as possible. We aim to deal with all complaints via email or our own website contact form within 24 hours. Regarding Credit complaints, if you deem that we have not dealt with your complaint appropriately and to the degree that is reasonable, then you have the right to refer your complaint to the Financial Ombudsman Service.

For more information please contact: